Health Insurance

Coverage that Fits Your Life

Personalized Health Insurance Coverage for Kentuckians

We offer health insurance solutions tailored for individuals, families, and small business owners. Whether you’re looking for basic coverage or a more comprehensive plan for yourself, your family or your employees, we’re here to help you understand your options.

Helping You Navigate Your Options

Our sales agents take the time to understand your needs and match you with the right health insurance coverage whether you’re shopping for yourself, your family, or your business. We’ll walk you through your options, explain the costs, and help you feel confident in your decision.

Helping You Navigate Your Options

Health insurance policies can differ, but we’re here to guide you through the most common types of coverage and what they mean for you.

Preventive Care

Covers annual checkups, screenings, vaccines, and other routine care to help you stay healthy.

Doctor Visits and Specialist Care

Helps pay for visits to your primary care provider or specialists like dermatologists or cardiologists.

Hospitalization and Emergency Services

Covers emergency room visits, inpatient hospital stays, and surgical procedures.

Prescription Drug Coverage

Reduces the cost of prescribed medications based on your plan’s drug list.

Medicare Plans

Medicare Advantage, Supplement, and Part D Prescription Drug Plans are available to fit your healthcare needs and budget.

Maternity and Newborn Care

Covers prenatal care, labor and delivery, and postnatal services.

Dental and Vision Insurance

Separate plans are available to help cover routine cleanings, eye exams, glasses, and more.

Group Health Insurance

Competitive quotes and coverage options from trusted carriers for your entire team.

Optional Add-Ons and Supplemental Plans

Ask us about critical illness policies, accident coverage, and short-term medical plans

Health Insurance FAQ  & Testimonials

You may qualify for a Special Enrollment Period if you’ve had a qualifying life event such as a job change, marriage, or loss of other coverage. We’ll help you determine what options are available.

A PPO typically offers more flexibility in choosing doctors and specialists, while an HMO may require referrals and has a smaller network. We’ll walk you through the pros and cons of each.

Costs vary based on your age, location, household size, income, and the level of coverage you choose. We’ll help you compare plans and find one that meets your needs and budget.

Yes. Many people qualify for subsidies or tax credits through the Health Insurance Marketplace. We’ll help you understand your eligibility and complete the application process.

If your preferred doctor isn’t included in a plan’s network, you may face higher out-of-pocket costs or have to switch providers. We’ll help you review each plan’s network so you can keep the doctors you trust or make an informed decision if changes are needed.

Curt and his staff are terrific and extremely helpful. Curt was great to work with when I was shopping for health insurance as Anthem dropped my plan. The staff there will assist you with any questions you may have, and are prompt to respond to calls/emails if they are unavailable. I have recommended Ingram Insurance to several friends of mine, and they have all spoken highly of their customer service.

Jack B.

We have always been self employed and because of this have been a self pay insurance subscriber. Curt Ingram has gone out of his way to help us with our health insurance and helped us to be able to continue to afford coverage. The knowledge he and his team have of the health ,life and disability insurance world is uncontested.

Steve V.

I reached out for help to establish health insurance for my daughter and her partner. Madison was knowledgeable and focused and found the perfect plan for them with a reasonable premium and good coverage. All transactions were smooth, and I appreciated her friendly nature, as well.

Regina R.