Business Insurance
Coverage That Works as Hard as You Do
Your business is more than just a job. It’s a major investment of your time, energy, and resources. That’s why we offer business insurance solutions tailored entrepreneurs. Whether you run a small shop, a growing office, or a service-based business, we’ll help you find the right protection to keep things running smoothly.
Ingram Insurance takes the time to understand what your business does day to day, how your team works, and where your biggest risks really are. We know no two businesses operate the same way and your business insurance policy shouldn’t either. Whether you’re a contractor, retailer, service provider, or something in between, we’ll build a plan around your real-world needs so you can focus on running your business with confidence. That allows us to recommend coverage that actually fits your operation, not just a generic industry template.
Business insurance policies can vary depending on your industry and needs, but here are the most common types of coverage we offer:
Covers third-party injuries or property damage that occur on your premises or as a result of your operations.
Protects your building, equipment, tools, and inventory against fire, theft, storms, and other covered events.
A bundled policy that includes both general liability and property coverage, ideal for many small businesses.
Covers medical expenses and lost wages if an employee gets hurt on the job. Required in most cases.
Covers business-owned vehicles, from work trucks to delivery vans, and protects against liability or collision damage.
Protects against claims of negligence, mistakes, or omissions in the professional services you provide.
Helps recover from data breaches, cyberattacks, and other digital threats that could disrupt your operations.
Provides an extra layer of liability protection by covering costs that exceed the limits of your existing policies
Ask us about tools & equipment coverage, product liability, business interruption insurance, and more.
Some types of coverage, like workers’ compensation and commercial auto, may be required depending on your business size and structure. Other coverages are optional but highly recommended to protect your business from costly risks.
A BOP typically combines general liability and commercial property insurance. It’s a smart solution for many small to mid-sized businesses looking for essential coverage in one convenient package.
The cost depends on factors like your industry, location, size, and specific coverage needs. We’ll help you compare options and find a policy that balances protection and affordability.
Yes, every business is different. We’ll work with you to build a policy that fits your risks, operations, and budget. Your coverage can grow and adapt as your business evolves.
Even home-based businesses face risks that may not be covered by homeowners insurance. We’ll help make sure you’re protected for things like liability, equipment, and client interactions.
We submitted a quote request online and our new agent, Nate Estes, responded very quickly. He found us great coverage at a significant savings and ensured we had the coverage we needed for peace of mind. The whole process was easy, quick and saved us money. Thank you, Nate!
I recently worked with Justin Graham, I switched my insurance company and he was awesome, called back when he said he was and got things done quickly. Definitely the man to talk to if you need any insurance needs.
I can not speak highly enough about the service I get every. single. time. I call Ingram Insurance. They make me feel like I’m their only client and I know for certain I am not. Thank you so much to Curt Ingram and his team. Shannon is excellent and gets my business handled quick and accurately.
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